Hub International Insurance and Canadian Fitness Education Services have partnered together to create a comprehensive, portable and affordable insurance coverage for Active Aging, Aquafit, Group Fitness, Weight Training & Yoga Fitness Instructors, Personal Trainers, Skills Assessment Evaluators, Course Educators and other allied fitness professionals.
Fitness Instructor & Personal Trainer Insurance Information
For Personal Trainers, Fitness Instructor Specialists, Group/Class Fitness Instructors, Yoga Instructors, Pilates Instructors, Sport Conditioning Specialists, and Barre Instructors Limits available up to $5,000,000 in liability coverage*
Commercial General Liability – $1,000,000.00, $2,000,000.00 & $5,000,000.00
$1,000 BI/PD Deductible
Covers third party bodily injury (BI) and property damage (PD)
The policy provides comprehensive coverage including the following:
- Injury to Participants (no Professional Liability Exclusion for bodily injury losses only)
- Personal Injury – $1,000,000 – $5,000,000
- Advertising Injury – $1,000,000 – $5,000,000
- Tenants Legal Liability – $250,000
- Products/Completed Operations
- Employer’s Liability
- Cross Liability/Severability of Insured’s
- Incidental Medical Malpractice
- Occurrence Property Damage
- Blanket Contractual
- Broad Form Property Damage
- Owners and Contractors Protective
- Medical Payments – $2,500 per person
Class 2 – Option A
For Personal Trainers, Fitness Instructor Specialists, Group/Class Fitness Instructors, Yoga Instructors, Pilates Instructors, Sport Conditioning Specialists, and Barre Instructors
| Limit | $1MM | $2MM | $5MM |
| Premium | $175.00 | $225.00 | $300.00 |
| Admin Fee | $50.00 | $50.00 | $50.00 |
| Total | $225.00 | $275.00 | $350.00 |
| Optional Online Coverage | Add $35.00 | Add $40.00 | Add $60.00 |
Class 2 — Option B
For All Option A activities as well as wellness and nutrition specialists, aquatic fitness trainers, Fit 4 Two, pre- and postnatal coaches, squash instructors, tennis instructors.
| Limit | $1MM | $2MM | $5MM |
| Premium | $200.00 | $250.00 | $375.00 |
| Admin Fee | $55.00 | $55.00 | $55.00 |
| Total | $255.00 | $310.00 | $430.00 |
| Optional Online Coverage | Add $40.00 | Add $50.00 | Add $75.00 |
Exclusive program of HUB International HKMB Limited and certain Lloyd’s Underwriters through Markel Canada Limited.
We are also able to provide coverage for equipment and liability for studios, clinics and offices which can be purchased separately and discounted association rates.
In order to process and bind coverage we need the following:
1. Application completed & signed;
2. Payment processed;
3. Certification from CFES.
For more information and application documentation you can click this hyperlink to Hub.
Contact: Hub International Limited
Jonathan Chan, RIBO, Account Associate, Entertainment & Sports Practice
Email: sportsandentertainmentprograms@hubinternational.com
HUB International HKMB Limited
595 Bay Street, Suite 900, Toronto,ON M5G 2E3
Office: 416-619-4357 • Fax: 416-597-2313